First Time Homebuyer

There is no greater joy for one of our loan specialists than the opportunity to say:


"Congratulations - You're Approved!"


We understand the importance of your decision to buy a home and the stress that may bring you. We are here to help with pre-approvals, loan advice, and education.  We know the questions you want answers to:

  • Can I qualify?
  • Is my credit good enough?
  • Is my income sufficient?
  • What is my home buying price range?
  • How big of a down payment will I need?

It makes sense to contact a loan specialist now to start the process. Have your credit checked and get the answers you deserve. offers a wide range of home loan mortgages so you'll have access to the best rates and programs for your situation. We are licensed as a lender and a broker, so we can shop the market to find the product that's right for YOU.


Buying a home is the American Dream. We can help with great loan products like:


  • 96.5% FHA First Time Homebuyer Financing
  • FHA Loans with a gift for the down payment
  • 100% VA Financing for Qualified Veterans.
  • Adjustable Rate Mortgages (ARM's) with a fixed rate for 3, 5, 7, or 10 years until you're ready to move up to a bigger home.
  • 80/10/10 loans to avoid PMI.

As opposed to putting money in your landlord's pocket, discover how much the Home Mortgage Interest Tax Deduction can put in your pocket at Tax Time! By owning a home you build equity faster as the value of your home increases, and you can borrow against that equity to pay off debts as the home grows in value to send your child to college, make home improvements, or even take a much needed vacation. With today's low rates and flexible options, affording a home is a lot easier than you may think.

Should I get pre-approved before looking for a property?


You don't have to apply for a loan before looking for a property, but it's a great idea to get pre-approved before you start home shopping. When you get pre-approved, you know ahead of time how much house you can afford, what you can expect your monthly payment to be, and how much money you will need for the down payment and settlement costs at closing. And the best benefit is that Real Estate Agents and sellers will take your offer more seriously if you have been pre-approved.


Start Here >>>


Let us know a few details about your request, and we will provide a custom rate quote. Secure, No Obligation, and no Social Security Number.


Loan Amount:

Home Value:

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Your Name:

Property State:

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