Helpful Articles

Understanding the Loan Estimate
The Loan Estimate should be a close estimate to the actual closing costs of your loan.  Understand what the lender does and doesn't control and what they may not disclose to you.  A great primer as you shop.

What not to do when buying a home.
What you don't do can be as important as what you do. 

Why use  About Our Company
Information on and why we are a wise choice as your partner when you are financing your home. 


Pre-Approval vs Pre-Qualification

A pre-approval can give you a negotiating advantage when shopping for your new home - shop with confidence!


Home Buying Basics and Process
A flowchart on the basics of the home buying and what to expect.


How to Chose a Real Estate Agent.
If you don't have a real estate agent, we can help.  If you need to find one on your own, we can help with some advice on how to chose an agent in this article.

What Makes Up Your Credit Score

This article explains how your credit score is determined by the credit bureaus.  Higher Score = Better Loan Rates.


How to Increase Your Credit Score
Need some help increasing your score?  This article can help with precise tips.


Know the Terms
Understanding the terms involved in mortgage lending can give you an advantage when you start to work with lenders.


Fannie Mae - Knowing Your Credit
An article by the Fannie Mae Foundation.  (note - very large file, may take some time to download)


Your Home Loan Toolkit
An booklet by the US Department of Housing and Urban Development on settlement costs and other helpful information when buying your home.


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