Section One - Credit Reports
Start here to understand your credit report.
Section Two - Credit Scoring
An over view of how credit scores are calculated.
Section Three - Estimate Your Credit
Estimate your credit score.
Section Four - FICO Example
A credit report and score example by Fair, Isaac & Company.
Section Five - Credit Grades
Learn about credit grades. If your credit is less than perfect, you may still qualify under a non-conforming loan.
Section Six - Who Are The Credit Agencies?
Who to contact at the credit agencies.
Section Seven - Fair Credit Reporting Act
Information on the Fair Credit Reporting Act
Section Eight - FACTA - Free Credit Report
FACT Act - how to obtain a free copy of your credit report. Includes a sub-section on credit errors and how to correct them.
Section Nine - Credit Questions and Answers
Common credit questions and answers.