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Mortgage Rates
| Loan Program | Today's Rate | APR* |
| 30 Year Fixed | 4.75% | 4.98% |
| 15 Year Fixed | 4.25% | 4.45% |
| 7/1 ARM | 4.125% | 4.28% |
| 5/1 ARM | 3.5% | 3.84% |
| 3/1 ARM | 3.75% | 3.84% |
| 30 Year No Origination | 5% | 5.16% |
| FHA Purchase | 4.875% | 5.27% |
| 30 Year Jumbo | 4.875% | 5.09% |
| 5/1 Jumbo ARM | 4% | 4.12% |
| 5/1 Interest Only | 3.625% | 3.79% |
| 30 Year Fixed Rental Property | 5.125% | 5.42% |
| Rates Valid as of | ||
REQUIRED LEGAL INFORMATION AND DISCLAIMERS
* APR is Annual Percentage Rate based on $200,000 loan amount, 25% down, no discount points, standard 1% origination unless otherwise noted. Jumbo loan APR based on 25% down, $550,000 loan amount, High Balance Qualifying Rates.
* Based on your individual situation, credit score, income, loan structure, or other qualification factors, a higher rate, higher down payment percentage, or points could be required and/or a particular program may not be available for you.
* Rates subject to change and often change daily, these rates may or may not be available for your loan.
** First time home buyer programs available, details here.
*** Many other loan programs & terms available - Please contact us for details.
* APR is Annual Percentage Rate based on $200,000 loan amount, 25% down, no discount points, standard 1% origination unless otherwise noted. Jumbo loan APR based on 25% down, $550,000 loan amount, High Balance Qualifying Rates.
* Based on your individual situation, credit score, income, loan structure, or other qualification factors, a higher rate, higher down payment percentage, or points could be required and/or a particular program may not be available for you.
* Rates subject to change and often change daily, these rates may or may not be available for your loan.
** First time home buyer programs available, details here.
*** Many other loan programs & terms available - Please contact us for details.
Refinancing?
We have very low rates and no out of pocket closing cost programs available.
Get started with no obligation.
We have very low rates and no out of pocket closing cost programs available.
Get started with no obligation.
Looking at an Investment Property or Rental Home?
Analyze cash flow and net worth gains here. We have low down payment, stated income and refinance loan programs available.
Home Purchase?
It's smart to be preapproved up front. You can shop with confidence and negotiate from strength.
Credit Issues?
We might still have a loan for you!
FHA loans allow more cash out, and generally only look at your credit lates in the past year. You may still qualify for a home loan.
Like to know how much you can afford or what your payments will be? Click here for more mortgage calculators!
Not sure which loan is right for your new home purchase? Try Loan Advisor.
% Want a custom rate quote for your loan amount? Try Our Quick Rate Quote. No Social Security Number Required.
Our rates are lowest. Click here to learn why.
Click here for the national averages - you'll see we're lowest.
